Health Benefits

You can’t always avoid accidents—but you can help protect yourself from accident-related costs that can strain your budget. Accident insurance supplements your medical plan by providing cash benefits in cases of accidental injuries. You can use this money to help pay for uncovered medical expenses, such as your deductible or coinsurance, or for ongoing living expenses, such as your mortgage or rent.

Benefits are paid in addition to any other coverage, like medical or an Accidental Death & Dismemberment (AD&D) plan.

The policy pays you a benefit up to a specific amount for:

• Accidental Death
• Dismemberment
• Dislocation or Fracture
• Initial Hospital Confinement
• Intensive Care
• Ambulance
• Medical Expenses
• Outpatient Physician’s Treatment

The actual benefit amounts depend on the type of injuries you have and the medical services you need.